Regular Savings
These are non-interest bearing saving accounts which allow members to withdraw funds quickly and easily.
Purchasing Shares
New members are required to make a minimum contribution of $15 to open an account.
Fixed Deposits
This account is designed specifically to meet the needs of the investment-minded member.
Insurance
Loan Protection from CUNA Mutual Group/CUNA Caribbean Insurance Society Limited covers all the eligible loan balances of a credit union member against untimely death or total and permanent disability.
Family Indemnity Plan
The Family Indemnity Plan is available to our members by CUNA CARIBBEAN INSURANCE SOCIETY to provide a cash benefit to cover funeral expenses.
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🧒🏽🎁👦🎁UWICU Children’s Christmas Party 2025 🎉🎁
UWICU JUST FOR MEN SEMINAR 2025❣️🧔🏽♂️👨🏽🦱👨🏽⚕️👨🏽🏭👨🏽🍳
UWICU CREDIT DEPARTMENT SATURDAY OPENING HOURS 2025
UWICU CHRISTMAS CREDIT PACKAGE WISH LIST 2025
UWICU ICU DAY 2025 LINKEDIN, FACEBOOK & INSTAGRAM CHALLENGES WINNERS
UWICU ICU DAY 2025 FINANCIAL TIP INSTAGRAM CHALLENGE
UWICU ICU DAY 2025 PICTURE FACEBOOK CHALLENGE
UWICU ICU MEMBER HEALTH SERVICES – FREE CANCER SCREENING SERVICES 2025
UWICU Notice 07/07/2025
UWICU Notice 01/07/2025
UWICU Notice 06/05/2025 #2
UWICU Notice 06/05/2025
UWICU Notice 29/04/2025
UWICU Notice 23/04/2025
UWICU Notice 22/04/2025
UWICU Notice 04/04/2025
UWICU Notice 03/04/2025
Skills Bank
Professional services available to you from our members
There is more to Learn @ UWICU
Meet our Team
Mr. Marlon Caesar
Ms. Unika Omowale
Ms. Natasha Grant
Mr. Joseph Drayton
Mr. Dorwin Manzano
Ms. Nardia Thomas-Allain
Mr. Roger John
Mrs. Kathy Ann C. Hogan
Mrs. Stacey Greene-Mc Neil
Mr. George Panda
Mr. Keilon Campbell
Mrs. Ninga Cunningham-De Lancy
Mr. Reynold Johnson Jr.
Ms. Tanya Bernard
Ms. Mekeisha Thomas
Mrs. Akilah Bryan
Mr. Dane Goodridge
FAQ
HOW ARE THE AFFAIRS OF THE CREDIT UNION MANAGED?
The Board of Directors has overall responsibility for the affairs of the Credit Union. However, the General Manager is appointed with the necessary delegated authority to manage the day-to-day operations and services provided by the Staff. The Statutory Committees (Supervisory and Credit) also assist in providing oversight of the Credit Union’s affairs.
CAN ANYONE APPLY FOR MEMBERSHIP AT UWICU?
Provided that you meet the following criteria for membership:
Membership at U.W.I. Credit Union is open to:-
(a) All persons of good character age 16 years and over who work or affiliate with U.W.I. St. Augustine.
(b) The spouses, children, grandchildren, brothers, sisters, wards and parents of bona fide members of the Society.
(c) Employees of the Society who are 16 years of age and over
(d) Employees, students and graduates of higher education institutions accredited by the legally recognized accreditation body of Trinidad and Tobago.
(e) Other registered Co-operative Societies in Trinidad and Tobago
(f) Persons who were granted membership under Bye-Law 4.1(a) and 4.1(c) above and have ceased to work or associate with the UWI St. Augustine or the Society shall continue to be members and enjoy membership at the discretion of the Board.
HOW CAN I JOIN?
Membership application forms can be collected at U.W.I. Credit Union’s office and the required documents in the new member application guide can be located on our website www.uwicu.tt.
Submit a completed application form (which must be endorsed by a Recommender) together with the required supporting documents, and when your application is approved you will be contacted to visit the office to activate your account.
IF I ALREADY HAVE A LOAN AT THE CREDIT UNION, CAN I ACCESS ANOTHER LOAN?
You may be able to access another loan based on your current shares and ability to repay. Should you desire to access another loan, inform your Loan’s officer and he/she will provide financial advice on the matter.
WHAT ARE THE BENEFITS THAT AWAIT ME WHEN I JOIN THE UWICU FAMILY?
You may be able to access another loan based on your current shares and ability to repay. Should you desire to access another loan, inform your Loan’s officer and he/she will provide financial advice on the matter.
CAN I APPLY FOR A LOAN ONLINE?
Yes, this feature is available to members through E-Service.
